What kinds of benefits are available for on the job injuries?

1) Medical bills. Your employer or their insurance carrier is required to pay all medical bills sustained by you which were caused by your on the job accident and which are reasonable and necessary to treat your condition. You should not have to pay any out of pocket expenses, deductibles or prescription costs. If any medical provider makes you pay those things, you will get reimbursed.
2) Temporary total disability benefits, or TTD, are paid to you for time missed from work as a result of your injuries. You should expect to receive 2/3 of the average weekly wage paid to you during the one year preceding the accident. TTD benefits are tax free and are not subject to any type of withholding for social security, medicare and the like.
3) Permanent disability benefits. Even if you recover from your injuries and return to the same job, you are entitled to compensation based on a percentage loss of use of the body part that was injured. Benefits are also available for permanent loss of wage earning capacity if your injuries force you into a lower paying job. Also, you could be entitled to permanent total disability benefits if your injuries prevent you from returning to any type of gainful employment.
4) Damages from third parties. In Illinois, you are limited by law to seeking the benefits allowed by the Worker’s Compensation Act from your employer. However, if a third party other than your employer was fully or partially responsible for your accident, you may be able to pursue a separate case and receive additional compensation.

Determining the full amount of the benefits due to you can be very complex. Doing so without the assistance of a qualified attorney may prevent you from getting everything you deserve. Contact us today if you have been injured on the job.

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